10 little expenses that add up fast

MSN's money central posted a Bankrate article yesterday entitled 10 little expenses that add up fast. As I perused the list, I was pleased that I don't spend my hard-earned money on some of them, yet I am guilty of spending money on a couple of them. Here is the list, and here is how I stack up against the list.

Coffee. I drink a lot of coffee. Up until about a year ago, I would buy my cups of coffee on the way to work or at lunch time. Basically, whenever I wanted a cup of coffee I would just buy it. Then I realized that I was spending nearly $60 a month ($720 per year) on cups of coffee, so I started making it at home and drinking the free coffee at work.

Cigarettes. I don't smoke.

Alcohol. I only drink wine occasionally, and if I do I buy it and drink it at home with my husband.

Bottled water from convenience stores. Generally, I fill up my water bottles at home. I carry them in a cooler with an ice pack. I drink a lot of water.

Manicures. Only for a very, very special occasion. Manicures could become a habit.

Car washes. Are you supposed to wash your car?

Weekday lunches. I did this until I realized that I was spending approximately $200 a month for just a sandwich and chips.

Vending machine snacks. I bring all my food from home including snacks.

Unused gym memberships. I think the gym owner hates me because I use my membership reguarly, so he's not making any money off of me. Plus I go to Planet Fitness and the membership with tax is $21.19 per month. Going to the gym is like therapy for me.

Interest charges on credit card bills. This is a huge problem for me. I was charged over $160 this month in credit card fees. That's almost $2,000 per year! This is the one that I really have to get a handle on.

How are you doing? Do you have any of these as expenses? How do you stack up against Bankrate's list?