Up until now, I've been a small thinker. I remember back in the day, way back in the day when I was in college I said to my roommate, "I want a job that pays $10,000 a year." Her response was, "That's not a lot of money." Can you believe that I looked at her like she was crazy? Now I look at myself as if I were crazy. I can see now that even back then that was not a lot of money.
When I reflect on the how I got into this situation, I believe small thinking is one of the reasons. If you were to ask me what I purchased on credit, I wouldn't be able to point to large or major purchases like a boat, electronics, or even a vacation. It's just been small things. I don't remember what they are. I'll bet if I looked back at archived credit card statements I would be amazed and think, "Oh, I used a credit card for THAT?"
Have you ever thought about this? Do you think that your credit card purchases that got you where you are today were substanstial? Were they worth the anxiety that we're all feeling today?
Wednesday, October 31, 2007
Small Thinking
Subscribe to:
Post Comments (Atom)
1 comments:
I have considered taking my credit card statements for the last 5 years (which represent accumulated cc debt that I am repaying) and pasting them up on the wall.
Every time I make a payment, I will cross off the ridiculous and short-sighted consumption purchase I made 4 years ago that I am still paying interest for.
That will reinforce how stupid going into debt for basic consumption is, when i see that my budget is tight now because I am paying off: $27.17 for dinner at Chili's on march 17,2005. Which is a dinner I can't even remember and which I probably forgot within 3 hours of leaving the restaurant.
Post a Comment