Last month I posted about my husband's contracting job. Originally it was supposed to start on January 2, but with all the paperwork and background check that got pushed back to January 7. Well, last Thursday one of the company's he interviewed with offered him a full time job! Happy! Happy! Joy! Joy! Needless to say, we are all thrilled. He starts next Monday. Now my birthday celebration next Monday will be a double celebration.
One of the things we talked about before he got the information package from this company were benefits. Right now I carry the benefits for the family. My first thought was that I would continue carrying the benefits, and if his company offered an opt out, then he should opt out. I just assumed that would be the least expensive way to go. Especially since I work for a major corporation. Well, I was wrong. This company offers an opt out of $500 per year. Of course, that's taxable. If my husband stays on my insurance, my company will assess a $100 per month surcharge because my husband has health insurance available to him through his company. My husband is good at spread sheets. Here's are our different health insurance scenarios.
C2 and me, husband with new company: cost per month $125I think the evidence is clear. Don't you? I just didn't realize that health insurance companies are assessing such a surcharge. I guess this is that new "consumer driven" health care.
C2 and husband, me with my company: cost per month $134
C2, husband, and me with my company: cost per month $219
C2, husband, and me with husband's company: cost per month $249
6 comments:
Hmm, that doesn't seem quite right, does it? They don't have to pay for your health care so they're going to charge you money? I didn't know some companies were doing this. My family is all on my corporations healthcare. Maybe my husband should ask to see if he's being charged anything. Thanks for the heads up!
Oh that's wonderful!!!! Happiness. :) Happy birthday.
Congratulations to you and Hubby, Trully great news that will speed up even faster your financial freedom!
Congratulations to you and your DH!!
Isn't it cool how as you have been making more and more positive choices in your life...more and more positive has been coming back to you! What goes around comes around...keep this up and who knows what you all will achieve by the end of the year?!!
Early Birthday Blessings to you too!
hey congrats about the job! you will really be able to mow down that debt now.
health care seems very complicated in the US
Post a Comment