Thursday, February 7, 2008

Here's What's in My Wallet

Yesterday morning when I got to work, I decided to splurge on a cup of coffee at the little coffee shop in the lobby. In order to pay for it, I had to put down my three bags (purse, lunchbag, and tote) and get my wallet out of my purse. I pulled my $1.33 out of my wallet, paid, set my wallet on counter and put the lid on my coffee. Then I slid all my stuff to end of the counter so I could organize my bags and coffee and head towards the elevator. As I was preparing to go, I looked at my wallet sitting on the counter. I thought to myself, "If I left my wallet here and someone picked it up, would I know exactly what's in it?" I put it in my purse and was on my way.

Later in the day while perusing the blogosphere, I came across Mrs. Micah's post. She asked the same question: "What's in your wallet?" I took this as a sign. It must be time to purge my wallet and make a record of its contents. With that task completed, here's what's in my wallet.

1. My debit card.
2. Discover card. I only use this to purchase gas for my car.
3. My snowflaking job credit card. Using the card is the only way to get the employee discount. I am learning how to charge my purchase and then come home and pay the bill on line immediately.
4. A cash card for my savings account. I have a savings account at a bank far, far away. I call it my short-term spending account. I guess it's like a mini emergency fund. I transfer money into it every payday. I use it to pay for sports registrations for C2, clothing or small Ninja Bills, if necessary.
5. Driver's license.
6. A Victoria's Secret gift card that I got for Christmas. Unfortunately, I missed the big semi-annual sale.
7. Health insurance cards: medical, dental, and health allies.
8. Discount cards for Famous Footwear, Aerosoles, my favorite spa, and The Body Shop. The Body Shop card wasn't free. I'm pretty sure it was an impulse purchase on a credit card. I don't think I've used it since.
9. $6.25.

It's a good thing I did this. I had expired and obsolete cards in my wallet. I bought this wallet several years ago. I paid $20 cash for it. I like it because it's a small tri-fold wallet. If I decide to switch to a smaller purse, I don't have to worry about changing out my wallet. I'm not a big purse changer, but I guess that's a post for another day. Perhaps the real question is: What's on my key ring? That's where I keep all the scan cards.

By the way, what's in your wallet?

4 comments:

Clean ClutterFree Simple said...

when I went on a trip a few months ago, I wanted a tiny wallet. I was lucky enough to find a new leather mini-wallet at the thrift store. It has a clear pocket for a driver's license, and two card slots on the reverse. It's got a spot for one or two bills, so I can have a bit of cash. Now, unfortunately, thanks to all the cards I have to carry, it's not my only wallet. I keep the others in three different spots in my purse. no, that's not ideal. Yes, I wish my purse were organized differntly. In fact, it's on my to-do list!

What's a snowflaking job? Is that a reference to Dave Ramsey's debt snowball?

Dawn said...

I really don't know why, but I am extremely organized in my wallet. I even have to have my bills facing the same way and from smallest to largest. Isn't that nuts?!! I don't know why... but I tend to clean the thing out probably at least once a month. In my wallet I have:
*driver's license
*car insurance card
*Health,Dental,Prescription cards
*My Debit Card
*Public Library card
*Blockbuster card
*Business card for my mechanic, and CPA.
*My oldest son's business cards (6 of them) to hand out to people.
*My business cards (6 of them)
*Reward card for Panera Bread
*Reward card for HyVee Grocery Store
*My shopping coupons
*An index card with my son's clothing and shoe sizes
*And $80 bucks cash waiting to be deposited.
*In the zipper part, a buy one/get one free Diet Pepsi cap
* And 6 quarters

Crazy...

wealthy_1 said...

clutterfree, paidtwice revolutionized snowflaking. You should check out her blog.

Dawn, I agree with you about organizing the bills. My first job was at a restaurant when I was 16. One of the first things they taught us was to organize the bills in the register. Like you, I still do that in my wallet today.

Sharon said...

Thanks for reminding me to do this again. I've done it once before, but I need to update. I think I will do that today!