tag:blogger.com,1999:blog-8565750153121656824.post1785356075345719363..comments2007-12-13T07:50:28.315-05:00wealthy_1http://www.blogger.com/profile/13479338879989243724noreply@blogger.comBlogger5125tag:blogger.com,1999:blog-8565750153121656824.post-63848313696621651722007-12-12T20:53:00.000-05:002007-12-12T20:53:00.000-05:00We use our "fun money" for things like lunches out, happy hour, concerts, etc. Basically all fun activities come out of that money. We don't budget anything for clothes or things like that, so that comes out of our fun money too. We each get $100/month and do OK staying within that.JvWhttp://www.blogger.com/profile/04257519601595394457noreply@blogger.comtag:blogger.com,1999:blog-8565750153121656824.post-57781901631958116612007-12-11T01:48:00.000-05:002007-12-11T01:48:00.000-05:00Hi Wealthy_1...<BR/>I've tagged you with the seven random things meme.<BR/>Have fun...Dawnhttp://www.blogger.com/profile/00076083856207961776noreply@blogger.comtag:blogger.com,1999:blog-8565750153121656824.post-86574004251142801172007-12-11T01:33:00.000-05:002007-12-11T01:33:00.000-05:00I don't have a discrentionary fund and I don't carry cash. Cash burns a hole in my pocket -- I spend it, have no paper trail, and can't for the life of me account for where it's gone.<BR/><BR/>Rather, I pay for everything with one of three credit cards. Every single purchase gets accounted for in my budget. The closest I come to a discrentionary fund are my "other" subcategories in my <I>Household</I>, <I>Housing</I>, and <I>Personal</I> categories. I don't want to be anal about tracking my spending but I think that catchall categories can hide bad spending habits.Elizabethhttp://www.blogger.com/profile/09896204624719588846noreply@blogger.comtag:blogger.com,1999:blog-8565750153121656824.post-11988277479119991342007-12-11T00:19:00.000-05:002007-12-11T00:19:00.000-05:00We call that category a "personal allowance" in our budget. <BR/>We basically don't need to be accountable to the budget or each other for that sum of money. <BR/>It also what we each use if we want to save up for something bigger. <BR/>Like my hubby always is wanting something for his Harley motorcycle and he has to save up from his allowance. <BR/>Or if I want more material to sew my quilts, etc. <BR/>Even though we don't have to be accountable to the budget or each other for that money, we have learned to be accountable to ourselves. <BR/>We have grown accustomed to trying to make every dollar count. <BR/>(And we slip up... but we have gotten better than ever, these last few years, about making those dollars count for something). <BR/>It's weird, once you start to gain control of your money... the thrill of blowing or spending money on frivolous stuff just sort of disappears.Dawnhttp://www.blogger.com/profile/00076083856207961776noreply@blogger.comtag:blogger.com,1999:blog-8565750153121656824.post-3306961575610920322007-12-10T22:49:00.000-05:002007-12-10T22:49:00.000-05:00Hmm...depends of course. I have a 'blow' category- just for money that gets lost, unaccounted for, or spent frivolously. I budget $50 a month for that. I like a really detailed budget, so I put every other dollar I spend in a category, but that is probably a bit too much for most people. <BR/><BR/>Do what you want, just have a plan and stick to it.FinanceAndFatnoreply@blogger.com